Building a New Home

New Build Home Loan in Shellharbour
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Simplify Your Path to Homeownership with Construction Loans

At Real Lending Solutions, we believe that building your dream home should be an exciting and rewarding experience, not a stressful one. Whether you’re constructing your first house, buying land, or looking to finance a new build, our team is here to guide you through every step of getting the construction loan process.

Understanding Construction Loans Better

When your dream involves building a new home from scratch, a construction loan is your ideal financial solution. Unike the traditional ones; construction loans are curated for new building. These loans provide funding in stages, allowing you to pay for construction as it progresses.
Key features of Constuction Loans:
  • Funds are released in different stages, including land purchase, foundation laying, framing, and final completion.
  • During construction, you only pay interest on the amount you have taken, which keeps your repayments easy to manage.
  • Once the building is completed, the loan gets converted into a standard one.
With this, you can be relaxed that you are paying interest only for the funds you have used which reduces financial strain.

How Real Lending Solutions Helps First-Time Home Builders

We specialise in helping first-time buyers navigate the complexities of construction loans. Our approach ensures you’re fully informed and confident throughout the process.

Here’s What We Offer

  • Clear Guidance on Stages: We explain how funds are released and managed during each stage of construction.
  • Interest-Only Period Management: We help you understand repayment terms to keep finances stress-free during the build.
  • Smooth Transition to Standard Loan: Once your home is complete, we guide you through the transition to a long-term mortgage.

Steps to Owning Your First Home

At Real Lending Solutions, we simplify the journey to homeownership. Here’s how we make it happen:
  • We schedule a meeting with our lending experts to discuss your goals and financial situation.
  • We help you get pre-approval so you can begin your search with confidence or start building.
  • If you are buying land, selecting builder or purchasing a home that is already completed, we assist you in making the right decision.
  • Our team can handle all the paperwork and documentation by communicating with the lenders on behalf of you.

Why Choose Real Lending Solutions?

Trust Our Local Expertise
With deep knowledge of local markets, we provide insights into property trends, government grants, and stamp duty concessions, ensuring you maximise your benefits.
Personalised Loan Solutions
We assess your financial situation to find construction loans with competitive interest rates and flexible repayment options.
Simplifying the Loan Process
Navigating the loan application process can be daunting, but our experienced team is here to make it seamless, avoiding unnecessary delays or complications.
If you’re based in Shellharbour, Dapto, Albion Park, Figtree, or Wollongong, our team is ready to provide expert support tailored to your local area.

Build Your Future!

At Real Lending Solutions by your side, we empower you to turn your vision into reality. With our expertise and network of trusted lenders, we simplify the process of securing a construction loan, helping you focus on what matters—creating your dream home. Contact us today and schedule a consultation with us to take the first step towards making your vision a reality.