The great Australian dream – Is home ownership for millennials a reality?
Is the Great Australian Dream to own your own home over? That’s the question on the lips of Millennials around Australia… and indeed many of their parents who are still…
Quick Tips to Pay your Mortgage Faster
Most mortgages are spread out over 25 to 30 years, but it doesn’t have to be that way. With a few simple strategies you can take years and thousands off…
Comprehensive Credit Reporting – Positive Changes from your Positive Information
Comprehensive Credit Reporting, or ‘Positive Reporting’ is here. And while the banks may not be happy about sharing their customers’ information with other banks, borrowers like you stand to benefit…
Credit where credit’s due
The way banks assess you and a loan application have changed in recent years. A credit score is now something they look at as an indicator of your ability to…
Why serviceability is the key to an affordable home loan
When you’re looking for a new home loan, the question is not, ‘How much can I borrow?’ Instead you should be asking, ‘How much can I afford to repay?’ This…
Are Home Buyers Back in Power?
With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two interest rate drops – it…
Stretch your bathroom budget without breaking it
If you’re looking to renovate or redecorate your bathroom there are lots of ways to get a great result without breaking the bank. Redoing your bathroom can be extremely costly…
There’s a lot more than the big four
Why smaller lenders are making a big change in banking.The history of Australian banking has always been dominated by the big four – ANZ, Commonwealth Bank, NAB and Westpac. But…
The lowdown on dropping interest rates
How can you make the most of record low interest rates?Many people believed that the low RBA cash interest rate, that had remained unchanged over the last couple of years,…
Is this the year of the first home buyers?
Many first home buyers now have access to a new government scheme that could get them into their first homes years sooner.Housing affordability is a key challenge for many younger…
