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Welcome to
Real Lending Solutions!

Your trusted mortgage broker in Wollongong.
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Your Guide to Buying
a New Home!

Let us do the running around for you & help you
find the best Home Loan!
Read More

Looking to
refinance your loan?

Get one of the best refinancing loan options for home renovation.
Read More
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Welcome to
Real Lending Solutions!

Your trusted mortgage broker in Wollongong.
Read More

Your Guide to Buying
a New Home!

Let us do the running around for you & help you
find the best Home Loan!
Read More

Looking to
refinance your loan?

Get one of the best refinancing loan options for home renovation.
Read More

If this is your first house or you need to renovate, refinance, or invest, we are here to make it happen!

Why should you use a mortgage broker?

There are many good reasons why more than half of the people now use mortgage broker in Shellharbour to secure a home loan. The most important one is that we work for you, not the banks. We speak to you first to find out what you need and then use our market knowledge to better negotiate with the lenders. Then we get a range of options before determining which suits you, not what’s suitable for the lenders.

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Your Local Mortgage Experts in Shellharbour and Beyond

Real Lending Solutions is your reliable local mortgage and finance broker. We support individuals, families, and businesses in Shellharbour, Dapto, Figtree, Wollongong, and Albion Park in becoming financially stable. As trusted local mortgage and finance brokers, we offer personalised financial solutions so that you can make the right decisions to ensure your future.
If you are buying a home for the first time, upgrading to a new property or looking to invest in new areas, our experienced local mortgage and finance brokers are here to support you. We work with professional lenders to find the rates and flexible loan options that suit your unique needs.
For home loans, we offer both fixed and variable rates, and we help simplify the procedure, saving time and energy. We also help property investors get better returns through our smart financing solutions. With our accurate refinancing advice, you can reduce your interest rates and improve your loan structure.

Panel of Lenders

We work with a trusted panel of leading Australian lenders, comparing multiple loan options to help you secure competitive rates and finance tailored to your goals. 
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Our Services

From home loans and refinancing to investment, commercial, vehicle and asset finance, we provide personalised lending solutions with expert guidance from application to settlement. 

Buying a Home

One of the most crucial events in our lives is investing in a property because it takes a good amount of our savings and becomes our permanent home...

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Becoming a First Home Buyer

When you buy your first home, you are levelling up in life, and at the same time, there will be some challenges. We assist first time home buyers through every step...

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Building a New Home

At Real Lending Solutions, we believe that building your dream home should be an exciting and rewarding experience, not a stressful one. Whether you’re constructing your first house...

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Refinancing your Home Loan

Refinancing your home loans can help unlock financial opportunities, enabling you to access funds for renovations while securing a better interest rate...

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Investing in Property

It definitely pays to do your homework on the property market before you dive in and we are thrilled to be on board to help you when it comes to financing your decision...

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Asset Finance

Accessing the right equipment and resources is crucial for your business’s growth. Whether you are expanding your operations, upgrading machinery ...

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Personal Loans

We all know life is full of surprises and opportunities. Whether planning a vacation, combining your debts, or handling unexpected expenses...

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SMSF Loans

At Real Lending Solutions, we focus on providing personalised SMSF loans and self-employed loan options that can help you manage your financial future...

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We work fast, and we work hard for our clients

Advantages of using a mortgage broker

Having a mortgage broker negotiate finance on your behalf is the smart way to go, as they look to save you time, stress and money.

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Crunch the numbers with our suite of calculators

Take advantage of our 20 quick calculators, including our borrowing power calculator, loan comparison calculator and extra repayment calculator.

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Let’s catch up and get started for your loan.

The first thing we do is catch up to understand what it is you want. We are your financial professional, so the better we get to know you, the better we can help you.

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Using a mortgage broker is a smart way to go

Speak to us today
  • We do the legwork for you
  • We work with multiple lenders
  • We may negotiate a better outcome
  • We provide real choice, looking to find you the right deal
  • We help at a time and place that suits you

Get started with our free guides

Investing in property

Having the right people to help you is critical when investing in property. Do your homework on the property market before you drive in, and we will be thrilled to help you finance your decision. Download Your Free Guide

Refinancing home loan

As time marches on, situations change. Perhaps you have changed jobs? Or there's a new addition to the family? Maybe you would just like a better rate, or maybe you want to start renovation projects. Download Your Free Guide

Be the first home buyer

Buying first home is an exciting but big step to take and one that comes with many questions and decisions. The big questions are how much you can borrow and what are your likely repayments to be. Download Your Free Guide

We streamline the process

The first step is we discuss what your financial needs and goals are. Then we research the many different products from various lenders to ensure we find the right solution.

And just to make things even easier, we will do the paperwork, manage the application process and then take it through to settlement.

Since this is our expertise, we get the process moving quickly. We use our relationships with the lenders to secure your finances quickly.

In short, we are there to look out for your interests, while lenders are there to look after their own. We don’t have to say who will do a better job for you.

Debt Consolidation Made Easy with Our Services

Real Lending Solutions helps you get your finances back under control. Our debt consolidation services help you manage your repayment, which reduces your stress, saves you a good amount of money on interest, and makes you debt-free.

We can assist you in combining multiple debts into a single loan, often at a lower interest rate than that of credit cards and personal loans. We collaborate with you to create a streamlined plan tailored to your lifestyle and financial goals.

home-loan

Private Lending Services - A Modern Approach to Your Commercial Needs

If your business needs quick and flexible funding, Real Lending Solutions offers a variety of options. Unlike traditional funding methods, our private lending commercial services provide personalised solutions tailored to businesses with unique needs. We collaborate with trustworthy private lenders to offer flexible rates for clients in Dapto, Wollongong, Figtree, Albion Park, and Shellharbour.

Why Choose Real Lending Solutions?

Personalised Service

We listen to your finance goals and design solutions tailored to your unique situation. Our personalised service ensures you get what you want.

Diverse Solutions

We provide quality financial services, from home loans and debt consolidation to private lending for commercial ventures.

Reliable Advisors

We are happy to convey that we communicate honestly and transparently. We are thorough professionals and ensure everything is streamlined.

Local Expertise

We know the market conditions and fluctuations in Dapto, Wollongong, Shellharbour, Figtree, and Albion Park and provide our services to these areas.

Contact Us Today!

If you are looking for reliable local mortgage and finance brokers, require support with debt consolidation, or are searching for supportive private lending—commercial solutions—we are here. Contact us today!

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Our Testimonials

What our customers say about us

We were very nervous about changing our home loans for a better deal, but Cindy made it very easy, she done all the hard work and put our minds at ease.. I would highly recommend Cindy at Real Lending Solutions and we couldn't be happier.
Vanessa Paterson
Clinton is so helpful. We have used his expertise for years when different needs have arisen. He is always polite and efficient, and he never made us feel like we were too much trouble. I highly recommend him.
Jenny Stephens
Clinton recently assisted us in our refinance. He kept us informed and ensured we understood everything right from the start and was on the ball during the entire process. Would highly recommend Clinton and the Team for all your finance needs.
Samantha Athanass
Clinton helped my brother and I get our first loan, he went above and beyond for us and he kept us informed throughout the whole process which was hassle free. I highly recommend Real lending solutions.
Max De Francesco
Would highly recommend Cindy and the team. She went above and beyond to get us the best deal for us, we are so happy with the refinancing and look forward to working with Cindy for all our future mortgage broking and refinancing needs.
Lisa Green

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