See the Real Cost of Your Loan – Fees Included

When choosing a home or personal loan, the advertised interest rate doesn’t tell the whole story. Our Comparison Rate Calculator reveals the actual cost of your loan by factoring in not just interest but also upfront, ongoing, and end-of-loan fees. Whether you’re a first-time home buyer or refinancing in Wollongong, Shellharbour, Dapto, Figtree, or Albion Park, this tool helps you compare apples with apples.

Uncover the Real Repayment Figures

Enter your loan amount, introductory rate, term, fees, and revert rate. The calculator will instantly show you the following:

  • Comparison rate (%)
  • Introductory and revert monthly repayments
  • Total interest payable
  • Total fees over the life of the loan
  • Total payments
  • Comparison rate chart for visual clarity

Make Smarter Loan Comparisons

The Comparison Rate Chart gives you a visual understanding of the overall cost of the loan. It helps you identify which loan is cheaper in the long run, not just month to month. Whether you’re comparing multiple lenders or evaluating loan structures, this calculator simplifies your decision-making process.

Try our Comparison Rate Calculator now to see the complete picture of your loan cost.

Disclaimer: This calculator provides general estimates only. Please consult a licensed mortgage broker for tailored advice.